# 车险避坑（lysy.life）

> 给中国车主的保险避坑决策站：交强险、三者险、车损险、涉水熄火、网约车营运险……十二个主题，官方口径、来源可溯源。

## 词条索引

- [汽车保险避坑指南](https://lysy.life/glossary/car-insurance-guide.html)
- [交强险保什么、赔多少](https://lysy.life/glossary/car-insurance-compulsory-traffic.html)
- [三者险买 100 万还是 300 万](https://lysy.life/glossary/third-party-liability-100w-or-300w.html)
- [车损险有没有必要买](https://lysy.life/glossary/vehicle-damage-insurance-worth-it.html)
- [涉水熄火为何二次启动不赔](https://lysy.life/glossary/flood-engine-damage-restart-denied.html)
- [座位险和驾乘险怎么选](https://lysy.life/glossary/seat-vs-driver-passenger-insurance.html)
- [新车新手车险怎么配](https://lysy.life/glossary/new-car-insurance-buying-guide.html)
- [网约车家用保单为何不赔](https://lysy.life/glossary/rideshare-commercial-insurance-mistake.html)
- [小剐蹭该不该报险](https://lysy.life/glossary/small-claim-or-pay-out-of-pocket.html)
- [免责条款没提示说明不生效](https://lysy.life/glossary/exclusion-clause-deep-read.html)
- [玻璃险还要单独买吗](https://lysy.life/glossary/windshield-glass-insurance.html)
- [出险 48 小时内该做什么](https://lysy.life/glossary/accident-liability-reporting-timing.html)

## 说明

- 主页：https://lysy.life/
- 关于：https://lysy.life/about.html
- 内容原则：官方口径、案例可溯源、不推销。具体保费与条款以投保时的保险条款为准。